Home Mortgage Loans

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Who says buying a home has to be stressful, time-consuming, and tedious? Not yourNXTBank.com. We offer our customers the ultimate combination of easily available online resources, plus expert guidance from an experienced banker you know. Take advantage of our competitive rates, wide range of financing options, and local decision-making. Whether you're looking to research the process or to get started right away, simply go online to visit our online Mortgage Center.

  • Competitively low rates for home purchase, refinance, or construction
  • Available for a number of financing needs:
  • In-House Fixed & Adjustable Rate Mortgages (ARM)
  • Secondary Market Fixed Rate Loans (Conventional/FHA/USDA/VA)
  • Residential Construction Loans
  • Residential Lot Loans
  • Home Equity Lines of Credit
  • Farm Loans
  • Manufactured Home Loans
  • Great care taken to customize terms to fit your unique needs
  • Quick and easy online process
  • Access to several resources for a better-informed, simplified process from start to finish
  • A wide range of financing programs available
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home (existing balance or with cash out) to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from a banker you know, from day one to closing

Learn More

Rate information, helpful resources, step-by-step guidance, and more is only a quick click away via our online mortgage center.

Don't lose any time...

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