Home Equity

You've worked hard to make those timely monthly payments. Now it's time to sit back and reap the benefits. yourNXTBank.com will help you transition your hard-earned home equity into financing for a new car, debt consolidation, home improvements, and more. We offer budget-friendly financing on home equity loans and home equity lines of credit to meet both one-time and ongoing needs.

Home Equity Loan
  • Competitive rates for several short-term or one-time needs:
  • Buy a new car
  • Consolidate your debt
  • Improve your home
  • Other major purchases
  • The existing equity in your home is used as collateral backing
  • Great care taken to customize terms to fit your unique needs
  • Quick and easy online process
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, friendly service from a banker you know, from day one to closing

*Consult a tax advisor.

Home Equity Lines of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
  • Buy a new car or improve a current one
  • Consolidate your debt
  • Improve your home
  • Education expenses
  • Major life events
  • Emergency reserve
  • And much more!
  • The existing equity in your home is used as collateral backing
  • Great care taken to customize terms to fit your unique needs
  • Quick and easy online process
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Funds easily available via direct deposits to an open yourNXTBank.com account or via a check through the mail
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Attentive, friendly service from a banker you know, from day one to closing

*Consult a tax advisor.

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