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All online, all the time — that includes our applications, too!

From checking and savings accounts to loans and credit cards, everything can be conveniently applied for online. Choose from our list of innovative products below. Once you make your selection, you're only a few quick clicks away from completing your application.

5 Ways to Make the Most of Your Checking Account

Your checking account does more than just store your money. With mobile banking and other features, it can provide perks to make your financial life easier. Here's a look at some of the ways to get the most out of your account.

1. Earn Interest or Choose Cash Back

Electronic Farmers Bank Customers, 'NXT Customers', can choose an account that you earn interest on the money you keep in the account, or you can choose to earn cash back each time you swipe your debit card!

2. NXT Customers-Mobile Banking

Mobile banking lets you see your transaction history and account balance on the go, which can help you avoid overdrafts. You can also monitor your checking account regularly for any unauthorized transactions and notify the bank of any fraud as soon as you see it.

You can use the app to turn your debit card off if you misplace it or if you aren't using it at the time. This may become more important if online shopping fraud escalates as expected during the adoption of EMV chip cards, according to NerdWallet's credit fraud statistics. Turn it back on whenever you need it, instantly!

3. Pay your bills on your phone!

Another feature of mobile banking is paying bills electronically. Set up 'payees' in Internet Banking. Then you can make payments wherever you are right from your phone.

4. Transfer Money.

Transfer money between your accounts anytime through the app!

5. Make the most money!

Make sure you meet the monthly requirements to earn the benefits of these accounts. Post and clear 10 debit card transactions a month, receive emailed or internet banking statements, and access your online internet banking account once a month!

Spencer Tierney, NerdWallet

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