You’ve worked hard to make those timely monthly payments.  Now it’s time to sit back and reap the benefits. At Farmers Bank we will help you transition your hard-earned home equity into financing for a new car, debt consolidation, home improvements, and more. We offer budget-friendly financing on home equity loans and home equity lines of credit to meet both one-time and ongoing needs.

Home Equity Loan

• Competitive rates for several short-term or one-time needs:
• Buy a new car
• Consolidate your debt
• Improve your home
• Other major purchases
• The existing equity in your home is used as collateral backing
• Great care taken to customize terms to fit your unique needs
• Quick and easy online process
• The interest paid might be tax deductible*
• Local decision-making and processing
• Attentive, friendly service from a banker you know, from day one to closing

Apply Now

Home Equity Lines of Credit (HELOC)

• Competitive rates for several ongoing or seasonal needs:
• Buy a new car or improve a current one
• Consolidate your debt
• Improve your home
• Education expenses
• Major life events
• Emergency reserve
• And much more!
• The existing equity in your home is used as collateral backing
• Great care taken to customize terms to fit your unique needs
• Quick and easy online process
• Funds available anytime without reapplying; apply once, then use repeatedly thereafter
• Funds easily available via direct deposits to an open yourNXTBank.com account or via a check through the mail
• The interest paid might be tax deductible*
• Local decision-making and processing
• Attentive, friendly service from a banker you know, from day one to closing

Apply Now

*Consult a tax advisor.